With over 33 years inside the insurance industry — working for State Farm, Farmers, Allstate, and the carriers that handle your claim — we know their playbook. And we use it to get you more.
A Public Adjuster is a licensed, independent insurance professional who represents policyholders — not insurance companies.
Unlike company or independent adjusters — who are hired and paid by insurers — a Public Adjuster works exclusively on your behalf to ensure your claim is properly evaluated and fairly settled.
At Raydon Public Adjusters, we:
Raydon Public Adjusters works solely for you. Our compensation is tied to your outcome — we only succeed when you do.
We help maximize claim value, reduce delays and stress, ensure nothing is overlooked, and handle the entire process from start to finish.
A government study (OPPAGA) found that policyholders who used a public adjuster received significantly higher settlements than those who filed claims on their own.
Claims are frequently underpaid, incomplete, missing key damage items, reduced by excessive depreciation, or affected by overlooked code upgrades and policy provisions.
Commercial buildings, business personal property, and business interruption. We understand commercial policies because we used to write them.
Your home is your biggest investment. We handle structure claims and personal property losses with the same rigor the carriers use — on your side.
Documentation, estimates, negotiations, and every phone call. You don't deal with the carrier — we do. Argue, negotiate, maximize.
From filing to settlement, we manage the entire claim process. You focus on your life — we focus on getting every dollar you're owed.
From kitchen fires to major structural damage — we document what carriers hope you'll miss.
Kitchen, electrical, lightning
Burst pipes, leaks, intrusion
Roof, siding, debris removal
Storm surge, overflow, inundation
Hidden growth, remediation claims
Destruction, graffiti, property damage
Stolen property, forced entry
Roof, vehicles, exterior surfaces
When your home or business is on the line, you need someone who's been on both sides of the table — and knows exactly how to win.
We worked for State Farm, Farmers, Allstate, and the carriers that handle your claim. We know their processes, their pressure points, and their playbook — because we helped write it.
Most policyholders leave money on the table — code upgrades, extended replacement cost, ordinance coverage. We find every provision that adds to your settlement.
We work on contingency. Our compensation is a percentage of what we recover for you. No upfront costs — ever. If you don't get paid, we don't get paid.
The OPPAGA government study confirmed what our clients experience: represented claims settle for significantly more. We bring that advantage to every case.
No call centers. No rotating adjusters. You work directly with Ray Knight — a licensed professional who knows your file, your policy, and your goals.
Raydon Public Adjusters operates with full integrity and state compliance. We win with legitimate tools — not tactics. Our reputation is built on results, not shortcuts.
Expert guidance on navigating the claims process, understanding your policy, and protecting your interests.
Understanding the difference between company adjusters and the professional who works for you.
Read ArticleThe common errors that lead to underpaid claims — and how to avoid them.
Read ArticleA look at the OPPAGA study and what it means for your claim.
Read ArticleTell us about your loss. We'll give you an honest assessment of what your claim is worth — and how we can help.
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